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Engineering the switch to digital

McKinsey

The CIO of ING Bank discusses the importance of top engineering talent and agile ways of working when it comes to digitizing products and processes.

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Firing on all cylinders in North American commercial banking

McKinsey

Faced with a recent slowdown in growth, North American commercial banks can focus on six “engines” to fuel longer-term profitability through the cycle.

Banking 121
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Banking on growth: Ensuring the future prosperity of Japan

McKinsey

Following the launch of Japan’s national strategy to revitalize growth, Japanese banks have renewed opportunities to become engines of prosperity by playing various roles in support of growth.

Banking 98
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Banks and the digital flywheel: An engine for ongoing value capture

McKinsey

A few banks are generating significant bottom-line impact from their digital investments. These leaders share a relentless focus on applying productivity gains as broadly as possible across the organization.

Banking 91
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Financial ecosystems: The next horizon for US banks

McKinsey

Banking ecosystems may represent the next frontier of banking innovation and a long-sought growth engine for banking profit pools.

Banking 78
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Seizing the agentic AI advantage

McKinsey

While many companies have invested in data scientists to develop AI models, they often lack MLOps engineers, who are critical to industrialize, deploy, and maintain those models in production environments. At the core of every custom agent lies a foundation model—the reasoning engine that powers perception, decision-making, and interaction.

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Managing and monitoring credit risk after the COVID-19 pandemic

McKinsey

The unique features of the pandemic-triggered recession have led banks to move more quickly to build real-time data and analytics into their credit-decision engines.